The economy has been on a roller coaster for years in its road to recover to its former glory. But, as anyone knows, something this big takes a long time to get better. Don't despair, however, because right now the economy is working on it. Gross domestic product has been on the rise for the past few years. Granted, at varying degrees, but it's been slowly working its way back up. Just this past quarter alone, the GDP has been on the rise at a rate of 1.8 percent. Progress is being made, and that's what matters.

But what does that mean for us? Jobs are on the rise, allowing more money to be made. More people can make their own money, and have that money for themselves and their costs. What's unique about it right now is that more people than ever are actually saving their money. Not by finding great sales on merchandise, but actually by holding onto their money.

Personal income was up 0.5 percent in May, allowing people to have more money on hand. This allows the real disposal personal income to go up, but what's special here is that people are not taking full advantage of it. Instead of spending all the money they have available to spend after taxes and expenses, people are saving their money. Consumer spending and real disposable personal income are unequal, showing that people are being a little more careful with their money. Times may be hard, but people are helping themselves become a bit more prepared to wait out until the economy fully recovers.